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Lightning Pay Explained

Published on: Fri, 17 Jan, 2025 at 7:36 AM | Updated on: Mon, 20 Jan, 2025 at 4:52 AM

What is Lightning Pay?

This feature is only accessible to specific impact.com editions or add-ons. Contact us to upgrade your account and get access!

Lightning Pay helps provide financial predictability and gratification by allowing you to receive payment in advance for actions that are locked but not yet paid.

If you have payment due from a brand but would like to receive your payments ahead of the due date, you can use the Lightning Pay option. A banner will appear at the top of your dashboard to inform you that you qualify for Lightning Pay. On the banner, you’ll find the option to accept or dismiss the Lightning Pay offer.

If you accept the offer, you will be provided terms and after agreeing to those terms you will see a confirmation message. After accepting an advance, it may take up to an hour for the advance to appear in your balance. When the advance has been added to your balance, the withdrawal will follow your autopay settings (typically on the 1st or 15th of every month or when a limit is reached).

Set up recurring advances

After accepting an offer, the confirmation page will give you the option of whether or not you want future payments to be advanced too. Subscribing to Lightning Pay ensures that payments are received as soon as possible, and removes the need to log in and manually accept every advance.

Select Set up recurring advances to go to the subscription management page.
Select I accept the Terms and Conditions of the Lightning Pay agreement.
Then select Start recurring advances to subscribe.

Stop recurring advances

When subscribed to recurring advances, you should see a banner at the top of your dashboard that links to your subscription management page.

Select Manage advances on the banner to go to the subscription management page.
Select Stop recurring advances to unsubscribe. This disables the recurring subscription.

Advance payment processing fees

It is important to note that each advance payment incurs a service fee. The service fee will be deducted from each advance taken.

For example, an advance of $100 could incur a service fee of $3. This means that your impact.com earnings account will be credited as follows: $100 (requested advance amount) - $3 (service fees) = $97 (total payout amount). The advance should appear on your impact.com balance screen.

How is the advance amount recovered?

The advance is recovered from your balance once brands have paid you. When your balance is greater than 0, impact.com will automatically recover any advance amount due until the amount is fully recovered. Payments you received before issuing the advance will not be used for recovery. These advance amounts are recovered regardless of where the balance amount came from.

Example: If you took out an advance payment because you are waiting on Brand A to payout, impact.com will provide the advance and then recover the advance amount from your balance even if the balance amount came from brands B and C and not A.

You had an offer but now it’s gone?

There are several reasons an offer may be retracted or no longer visible:

You have chosen to hide or dismiss the banner.
- It will stay hidden for 60 days.
- If you use a different device or browser it will be visible again.
The due date for all your locked earnings is less than 7 days into the future.
Your payments are overdue.
Your brands have failed to pay partners.
There is an active Payment requirement violation.
You’ve already accepted the offer.
You are subscribed to recurring advances and any offers that appear after will be accepted automatically.