> For the complete documentation index, see [llms.txt](https://help.impact.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.impact.com/brand/what-would-you-like-to-learn-about/platform-features/tracking/credit-policies/credit-policies-overview.md).

# Credit Policies Overview

**Take the PXA Course**

<a href="https://pxa.impact.com/student/activity/1099652?debug=true?utm_source=app.impact.com&#x26;utm_medium=owned-platform&#x26;utm_content=fund-lp-150&#x26;utm_campaign=help-center" class="button primary">Contract and Pay (Fundamental level)</a><a href="https://pxa.impact.com/student/activity/1117596?debug=true?utm_source=app.impact.com&#x26;utm_medium=owned-platform&#x26;utm_content=con-350&#x26;utm_campaign=help-center" class="button primary">Contract and Pay (Expert Level)</a>

Credit policies determine which partner gets credit for a conversion when more than 1 appears in a customer's conversion path. Each [event type](/brand/what-would-you-like-to-learn-about/platform-features/event-types/event-types-explained.md) in your program uses 1 of 3 credit policies to set its attribution logic.

By default, impact.com attributes conversions on a last-click basis, but you can apply a different credit policy to reflect how you want to reward partners across the customer journey.

| Credit policy                                                                                                                                | How it works                                                                                                                                                                                                                                                                    | Best for                                                                                                                                                                                                                   |
| -------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| [Last Click](/brand/what-would-you-like-to-learn-about/platform-features/tracking/credit-policies/last-click-credit-policy-explained.md)     | The partner that drove the last click in the conversion path will receive 100% of the credit.                                                                                                                                                                                   | Rewarding the partner who closed the sale. This is the **recommended** credit policy.                                                                                                                                      |
| [First Click](/brand/what-would-you-like-to-learn-about/platform-features/tracking/credit-policies/first-click-credit-policy-explained.md)   | <p>The partner that drove the first click in the conversion path will receive 100% of the credit, and usually all of the payout for the conversion.</p><p>This credit policy is only available to specific impact.com editions.</p>                                             | Rewarding the partner who introduced the customer to the product. This policy is **not recommended** for most implementations.                                                                                             |
| [Last to Cart](/brand/what-would-you-like-to-learn-about/platform-features/tracking/credit-policies/last-to-cart-credit-policy-explained.md) | <p>The partner that drove the customer to add the final item to their cart before checking out will almost always receive 100% of the credit, and usually all of the payout for the conversion.</p><p>This credit policy is only available to specific impact.com editions.</p> | When the add-to-cart moment better reflects partner influence you're aiming for than the final checkout. Whether it's recommended for your program is **circumstantial** and should be discussed with an impact.com agent. |

{% hint style="warning" %}
**Do not edit your crediting logic on your own:** Changing a credit policy means you'll need to update an event type, which should only be done by an impact.com agent. Talk with your CSM (or [contact support](https://app.impact.com/support/portal.ihtml?createTicket=true\&accountType=PARTNER)) about making any credit policy changes.
{% endhint %}


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